Employee Retention Options
Win the Ever-Intensifying War for Talent By Providing:
Supplemental Retirement Benefits
Potential future LIFETIME cash flow payments to the employees. A retirement that pays them again and again, for as long as they live!
Family/ Beneficiary Payment
Life insurance payout to families/beneficiaries when employees pass away.
At No Cost To Your Employees!
Secure Ample Capital for Long Term Growth
✓ Life insurance death benefits paid to your company as employees pass away.
✓ Future payments to your company that can continue during the lifetime of your employees.
At a Relatively Low Cost To Your Company!
A Customized Solution
Premium Finance Life Insurance
Available for Individuals and Married Couples with minimum net worth of $7M & gross income of $250k.
Corporate Owned Life Insurance / MultiLife
Available for organizations with a minimum valuation of $20 million and owners, executives & key employees earning $100,000+ gross income.
The Concept
Premiums for multi-million-dollar life insurance policies are financed through a loan provided by an institutional lender, at interest rates lower than the potential rate of return on the cash value growth in the policy over time.
North Star Insurance Consultants’ strategic partner is an elite 20+-year provider with thousands of closed premium finance cases involving over billions of dollars in total transactions and known for the highest persistency in the industry.